Thomas James Insurance Agency  

Ambulance Services

Air and ground ambulance services have unique professional and general liability loss exposures. We have created a program to meet these operations' unique insurance needs. Available countrywide, this program is underwritten by insurance carriers with AM Best's ratings of A or better. So call us today for more information and to get started with the right coverage.

Eligible Exposures:
  • Licensed air and ground emergency and non-emergency ambulance services
  • Ambulette services
  • Municipal ambulance services
  • Start-up ambulance operations
Coverage features:
  • Claims made professional liability
  • Separate GL coverage on an occurrence basis
  • Medical professional personnel including paramedics, EMT's and RN's are "insureds" under the policy
  • Loading and unloading of patients is a general liability exposure
  • Coverage for medical director's administrative duties included; coverage for direct patient care duties optionally available
  • Incident trigger
  • Coverage included for sexual abuse and molestation allegations
  • Prior acts and extended reporting available
  • Worldwide coverage as long as the claim or suit is brought in the US
  • First dollar coverage or low deductibles available
  • $1,000,000/$3,000,000 primary and Excess available
  • Optional defense costs in addition to the limit available
  • Premiums start as low as $5,000 + taxes and fees

c/o Thomas James, EMS Program Manager
8201 N Hayden Rd
Scottsdale, AZ 85258
Toll Free: 1-866-577-7833 • Direct Phone: 1-505-899-2068 • Fax: 1-505-217-0570

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